Disclaimer: cpomoni.com is designed for informational purposes only, and with the understanding that it does not constitute engagement for financial advice. All information provided in cpomoni.com can be used or not used at the sole discretion of the reader. The author of this website cannot be held accountable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential or other damages. Also, the author of cpomoni.com assumes no liability for actions, decisions or events relating in any way to this website’s content. It is strongly advisable that questions relevant to personal finances and specific to the individual should be addressed to appropriate professionals to ensure that the situation has been carefully and appropriately evaluated.