Retirement changes your life drastically and hopefully for the better. Some people tend to think that retirement is all about money, but the truth of the matter is that retirement is a lifestyle, it is a choice of life and you choose a particular lifestyle for your golden years based on the decisions you make during the years of employment. However, as there are many retirement myths that are often misleading, many people tend to make the wrong decisions and therefore they are more likely to ruin their retirement, not only in terms of accumulated money, but mostly in terms of quality of life.

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